innovation playground Idris Mootee

At CES Everything Is Touch, Touch, Touch. Will Touchscreens Make Typing Obsolete Soon?

At CES this year everything is touchscreen, TV, laptops, tablets and kitchen appliances. Is the future of interfaces is moving to touchscreen? Is this the end of keyboards? We are seeing a completing transition in the design of user experiences to software based and touchscreens. The notebook computer is the final piece of the migration. Most people would find no reasons to touch a screen on a laptop or notebook, but we are also increasing used to the habit of touching screen even most of the time even we’re not aware of. Thanks to the iPhone and iPad.

Our view will change even when we don’t think touchscreens on laptops are useful; just see someone use a keyboard with an iPad or Galaxy. For many, it just feels more natural to touch the screen. I sometimes find myself touching the screen forgetting that it is not a touchscreen device.

Blackberry will join it even they will still keep the keyboard as an option for people like me. Automobile entertainment will move there too. Your next laptop will likely be touchscreen and you might not have any choice, whether you like it or not. I wonder when will Apple launch a touch screen macbook? I think it is only a matter of time before all laptops become touch-enabled. LG was showing a prototype of interactive retail display so you can try differetn outfits without going into the changing room.

With touchscreens, we will never worry about spilling coffee onto your keyboard but will have to deal with the problems of greasy fingers. I think touch will become the key user experiences but there is still a lot of room for innovation. Touch-enabled devices will accelerate adoption in the enterprise market and next will be education market. The next generation of workers will forget what a physical keyboard looks like.

Hong Tan, a professor at Purdue University who works for Microsoft came up with an interesting way to add the feel of buttons and other physical controls to a touch screen by using vibrating piezoelectric actuators installed on the side of a normal screen generate friction at the point of contact with a finger. The nice thing about the innovation is it can make an ordinary sheet of glass feel as if it has physical buttons or even a physical slider with different levels of resistance. That is a bug jump forward from just touchscreens. The haptic feedback could help users find the right control on compact or enable the use of a touch screen without needing to look at it.

RIM is working really hard to win this. They called it a “writing without typing”, a technology only apply to the keyboardless Blackberry London devices. This is a riksy bet as Blackberry loyalist (like me) likes typing on physical keyboards rather than tapping on a screen. I am eager to get my hands on the new Blackberry London... a few weeks I will know if that works for me.

The Tablet War Is Moving To The Next Level. It Is Not Just A Game Of Interface And Content, It Is A Service Platform Game. It Will Be Google, Apple And Amazon.

Idea Couture San Francisco was excited to sponsor and host the Tofu event last week. The Tofu Project is a nicely curated boutique program created by TokyoMango journalist Lisa Katayama and designer Tomo Saito that brings 10 of the most innovative young entrepreneurs from Japan to the San Francisco Bay Area for a 7-day design thinking and innovation boot camp.

These isn't just another Silicon Valley-meets-Japan tour or incubator. It is not just a start-up meet and share, it is more of collaborative think tank where cool Japanese people and experts on Japanese culture from all different sectors gather together to re-imagine the future of Japanese innovation and globalization. I wish I was there. Here are some pictures to share.

A busy day driving to Waterloo for a several meetings and everytime I stopped at a book store I wonder how the tablet war will evolve in the next 12 months. The tablet war is moving to level two and there are only 3 finalists. Samsung and Amazon are the only two that are strategically qualified to play this game. Sony’s new tablet may have a small chance; if it does it will be domestically. Sony has been sleeping at the wheels and has no idea what the world is like.

Amazon's forthcoming Kindle Fire tablet will be hurting the sales of iPad and put price pressure on Apple. They might end up having to reduce the price to keep shares. I don’t see any new features that can keep iPad ahead of the game or sustain the growth. Many will hold off the purchase of iPad for themselves or chose to buy Fire because it is a great alternative.

Kindle Fire, launching next week at a price of $199. They are using a Gilette strategy of subsidizing the tablet and make money from content. Apple will never do that. And for the Nook, I am not sure. It is nicely designed and engineered product, a lot of good thinking on the UI level too but lacking a strategy to play this game. Yet the sales jumped 140% the first quarter due to overall demand growth.

Amazon Fire will have a dual-core processor, a fast browser, a good display, and lots and lots of content. Preorder is already tracking to exceed a million. Amazon will build a big user base and leverage this to launch a service platform. They are not viewing the tablet as an eReader game like Nook, they see this one piece of a larger emerging strategy to go against Apple. Amazon just purchased a voice startup Yap few months ago, a technology that could transcribe voice commands into text. Amazon is quietly building out its voice-recognition service platform and will be competing with Apple Siri. That’s the next big game.

Interactions Design Will Enable New Social And Cultural Behavior. How Do You Research These Emerging Behavior And Their Implications?

Back from London and a very productive week. Many are still sadden by the loss of Steve Jobs. I quote Ginsberg: "I saw the best minds of my generation... angelheaded hipster raging or the ancient heavenly connection, in the machinery of night...". The world misses Steve Jobs.

Apple said he had been "the source of countless innovations that enrich and improve all of our lives" and had made the world "immeasurably better".VC and ex-Apple executive Jean Louis Gassee - who Jobs recruited to Apple - said that Jobs should have 'seven statues' built for him - 'One for the Apple II, one for the Mac, one for Pixar, one for coming back and reviving Apple and the Mac, one for the iPod and iTunes, one for the Apple Stores and one for the iPhone. This picture of Steve was taken in an emotional moment knowing this was his last keynote.

Everyone is obsessed with Apple and how to disrupt the master disrupter, but what everyone is doing is either copying each other or try to make small changes to Apple’s designs without the power of the Apple brand/user experience and the powerful Apple ecosystems behind them. Let’s say if your army has the same uniform, equipment and the same Hummers as the US military doesn’t mean you can compete with the powerful military intelligence system linking everything. Apple is a system with central command and control with highly sophisticated logistics system and deep R&D budgets. It is truly a textbook example of sustainable competitive advantage.

Most companies got it wrong when they believe 1/They think Apple is only about clean design and nice features 2/They think what they do is easily replicable 3/They think people are willing to save some money buying a non-Apple substitutes. Look around how many MP3S out there and how cheap they are, anyone buying them? The same can be said about tablets.

We’ve spent a lot of time on researching the future of ‘devices’ or ‘personal technology’. It will be the single largest growth opportunity for the coming 10-15 years and will eventually be bigger than the PC business. It is the next game. I am not talking about mobile phones, smart phones or tablets. I am talking about a convergence of these portable devices that utilizing haptics, gestures, facial, biophysical, voice, movement or any combinations that could create novel ways of interacting with a devices or entertainment appliances.

There is simply no way to predict what would become the dominant interactions paradigm of the future and which one will prevail and which one is transitional. Is multi-touch transitional or something will come and leapfrog this intereaction paradigm?

Apple is milking everything ‘multitouchables.’ One of the latest idea is the Apple's Magic Mouse may include multitouch display. Earlier this year Apple filed a patent application on a multi-touch mouse that can display information and allow users to input directly from the mouse such a number keypad. The screen would then change to a different functionality for each application when they're switched between active and non-active and depending on whether you’re play games or chatting with friends. I think the next one would be a multi-touch Macbook cover that let you do things without opening the laptop. That would be a nice crossover to bring some tablet functions to a laptop. If I want to play music with my Macbook I may not need to open it.

And Apple is getting close to offering cloud-based movie streaming,working with Hollywood studios to get movies streaming through iTunes. LA Times this week said that Apple was hoping to get that service off the ground by the end of this year, or early next year. Apple now streams TV shows and movie to devices like the Apple TV, but Apple TV has small penetration. This would add that feature to purchased content, and widen the range of devices that could stream and most importantly iPads.

Functionality available through the input device is something worth exploring. When we do research work on how devices (or tools) from both an anthropological and design perspectives evolve and how they shape our everyday interactions, we see emerging complex cultural artifacts that connect different kinds of social and cultural practices.

The increasing emerging interactions and sociability makes the behavior hard to research using conventional research approach. The three main central affordances of the personal technologies for social actions are 1/the very personal nature of these devices (at least more so in the west) and getting more personal with increasing access to critical information and 2/ the idea of anytime anywhere always on, everyone and always connected 3/ the sensing and reacting capability of future devices. Like many I carry my Blackberries around in the office, at home and everywhere I go. Many of us are tied to our iPhone/iPad/Android phones/Blackberries and must carry a functioning smart phone at all times. For our research, we focus on how multitouch can interact with geospatial information and on how other modalities can be combined to enrich the interaction with spatial differences. We have a lot of very interesting findings. I may share some here next week.

Apple: A Rare Case Of Successfully Building A Truly Sustainable Compeitive Advantage. It Is Definitely Worth The Current Valuation Premium.

Here's the cover model for the coming issue of my M/I/S/C magazine. We shot the cover in London and here is a picture of her taking a picture of me. The concept seems surrealistic. The next M/I/S/C Design Thinking and Customer Experience Issue will be in book stores Sept in the US and a bit later in Europe and Asia/Australia. Now I am working on the Dec issue which is Design Thinking and Creativity. I am thinking of who to invite to write for this issue. BTW this is a picture below of Idea Couture's latest window display. I am liking it.

If you've just upgraded your iPhone you will not be happy if Apple is bringing out a new one in a few short months. In addition to launching both iPhone 5 and iOS 5, there will be the new iTunes 11 bought to you from the Cloud.

Expect a very clean design and iCloud will be closely integrated with iTunes. iTunes Store is actually turning into a browser (funny without we seeing it that way) and it will actually be integrated into the entire app. Your music will be backed up by the Cloud and everything will be fully synced.

It is harder and harder to beat Apple with its deep integration between apps, OS and devices. It is reported that iCloud will be offered for free initially, and at some point users will be charged $25 annually for subscription of the service. That’s another way to get another recurring revenue stream just like MobileMe service.

Apple has finally locked-in deals with big record labels Warner, EMI, Sony, and Universal. With 30% of revenue from iCloud’s music offering with the major lablels, 12% with those holding the songwriting rights, and the remaining 58% for Apple to keep. That’s a good profit margin. Not only it is helping with the bottom line, it is further stenghtening the Apple fortress with all these integration.

Apple is building a fortress around its suite of product/services/experiences and it is almost impossible to break that. It is not only around music and devices. They have just filed a patent application that an iProjector that I believe is in the making. It makes perfect sense, a minisize slim projector that sells for $600 to $1,000 and most of them have problems with setting up. And you thought it should be easy. I will not think for a second of getting one if it is fully integrated with my MacBook or iPhone or iPad. With interactive presentations and sharable contents between devices.... and not to mention a really good looking Apple design.

The patent application "Projected display shared workspaces" was filed in February 2010 and it is basically a system for taking what's on screen and projecting it onto a nearby surface such as a wall etc. The true innovation is that about the system proposed in this filing is that it can combine projections from multiple devices into one screen, in what's dubbed the "shared workspace." So you can simultaneously show power point from your computer, a video from your iPhone and notes from your iPad. No switching between apps anymore. Called it a “presentation canvas”?

Apple’s horizontal integration strategy across devices and channels and vertical integration strategy from chip design to software and retail is creating a truly sustainable competitive advantage that is hard to replicate. For that reason alone, its valuation skyrocketed. This is a brilliant example of classic business strategy theory at work.

Every single Apple products complement (compete) and complete each other. Get an iPod, and you can download content via iTunes and access them trhough iCloud and use that to move content to iPad or other devices. The sort of control over the entire user experience or process, from hardware to software, strengthens customer loyalty and provide lock-in. You cannot leave Apple once you’re in. It is becoming the consumer equivalent of IBM for business.

When We Look Back After Ten Years From Now, We Will Call This A Facebook Decade For Sure.

Maria Jesus Galan, a nun who has spent 35 years with the Santo Domingo el Rea convent in Toledo, Spain has been spending a lot of time on Facebook and digitizing the Dominican convent's archives.

When the local government gave her a prize for her hard work and she has over 600 Facebook friends, but she is not making any friends in the convent. Some nuns reportedly claimed that Sister Maria's Facebook activity "made life impossible" for them. So she was therefore asked to leave the convent and now back to live with her mom. There are still so many who are afraid of technology, not just the crazy leaders of Iran or Libya.

Today the keyboard is mightier than the sword. It bought down Tunisia and then Egypt and not sure who is next? Libya? They wish there is a kill switch but even there is one there is still no use. There are always channel for information to leak and eventually you cannot shut down the world’s Internet and mobile networks.

The Egypt case has proved the power of social network. It sparked biggest challenge to the regimes that are not democratically elected but also to corporations and brands. Twitter played a less important role this time, but it is till part of the social networks that power up revolution.

Called it "Social Revolution Networks". Ideas flow back and forth in real time and momentum multiplying every second. No one can control or dictate these voices anymore, they echoed through Facebook and it is the ultimate freedom of speech. Facebook is probably the number media today, more powerful that TV for sure. But I still like my New York Times. And for Linkedin, I won’t sleep well if I am running the company. It is easy to tell your staff and investors that people want to keep their professional and personal profile separate; I think it is a false sense of security.

LinkedIn CEO Jeff Weiner thinks many of us prefer to keep their professional online personas and their personal personas distinct. Weiner argued that while LinkedIn, Facebook and Twitter are often lumped together in a broad social networking category, all three represent separate social platforms that serve different needs for people. Well, yes and no. I think linked in missed a lot of opportunities to go beyond what they do and the interface is pretty bad. They can use a lot of help.

Here is a big idea. The next big magazine should be entirely Facebook based. There will be a print version but online context is entirely available through a FB app. The stories gathered all the feedback and perspectives from the users and fully incorporated into the content.

I have one more killer feature to make this work……. but I will keep it to myself as I think I have a buyer for that idea. Think about it this way, FB reminds us that everything in this world is organized around people. Somehow people forget that. If we rethink our business and organize them around people, I think we can come up plenty of new ideas to leap forward. Businesses are transforming how they relate to people and operate. CMOs that can throw away their notion of mass media and start recognizing and embracing this shift will gain strategic advantage over competitors. I think this is the new theory of marketing, time to write a new book. But I don’t have time.

A man in Egypt wanted to express his gratitude about the victories the youth of 25th of January have achieved and chose to name his firstborn girl "Facebook" Jamal Ibrahim, The girl’s family and friends gathered around the new born to express their continuing support for the revolution that started on Facebook. Facebook hold a special place in Egyptians' hearts because of its role in the revolution. I don't know anyone named their sons or daughter Twitters or Linkedin or Skype. Do you?

The Most Important Feature Lacking In ERP Systems Is The Kill Switch. If You Want Innovation To Happen Fast, Look For That Switch.

Innovation happening in different sectors, such as adcanced technology, government, social enterprise, multi-national corporations and non-profits is exciting. As we explore different organizational design that best support innovation, we are always missing an important ingredient for success, the human factor adn the system constrains. Ideas are easy and in many ways a commodity.

Ideas are cheap and the whole concept of a creative director is such a thing of the 80s, who is not creative. Who can afford not to be creative these days? Every design grads tell me they have lots of ideas and want to work for Idea Couture, I tell them we have too many already and ideas are in oversupply. Let’s talk what else you can bring to the table. It is usually followed by a 10 minute of silence.

As we look at innovation from coming up with new ideas to making them work, we have to be equally interested in the human factor and organizational design and structure charged with making ideas actionable. Our current organizational design and management systems were not designed to support innovation. Actually it is designed to work against innovation. Almost most components of our management systems are designed to improve predictability. In an idea world, we know what we want to be; we know how much it cost to build, and how much it cost to sell and how many we can sell. Then we align that with our resource allocation system. In an idea world we can predict out topline as well as bottomline and ideally over a period of 5 years.

We know all these are bullshits. We all buy into that and B-schools and capital markets all use the same bullshits. So these bullshits are fully institutionalized in our system and everyone ended up playing the system at whatever costs. As increasing regulations, management systems, business processes and efficiency initiatives become less flexible, new organized spaces need to be created in order facilitate product, service, and experience innovation on a global scale.

Any corporation can drastically benefit from a 24-hour open innovation network and the process of innovation can also benefit from this open ideation network – essentially, it would allow for innovation beyond product development functions. It is the new open enterprise. And it is time to press the kill button on your ERP and start thinking what an open enterprise will look like. Think about it, many innovation be in product or service opportunities span industries and business units, things can become complicated.

Even the line between product innovation / development and corporate entrepreneurship will blur and the mission extends beyond conceptualization and prototyping of a product, to new business design and business model. You might be interested to read the piece I wrote for PDMA on product development which was published yesterday. I talked about number of ways companies can organize around innovation and to what extent each model opens up outside the enterprise. Each model has its own merits and pitfalls and there is no one size fits all. It explains why some companies innovate more successfully than others? Please share your thoughts.

We Have Proved Once Again That Brand Marketing Can Drive Social Change, Further Customer Engagment And Build Brands. And Won A Gold Award For Best Financial Service Marketing.

Aviva Canada just announced winners to Aviva Community Fund with half a million dollars payout to programs across the country. This is the second year of a very successful campaign created to use brand to drive social change. The Aviva Community Fund, a unique competition designed to lead, empower and support positive change in communities across the country, was first launched in 09 when we presented the idea to the client.

The idea is an open source idea platform for people to submit and decide how to use the money to drive real social change and provide positive impact to their communities. We are grateful to our client's team who worked with us side by side and our design and development team working day and night to accommodate the evolving needs of the program. This is year two and we won a gold award for this campaign. Great work team!

The sustainable impact of the idea or campaign is another proof to show that the world has changed so much since the early days of advertising. The events of the last decade and the Internet has made us aware of the challenges around us.

Advertising has always been the primary mechanism to create awareness and build brand equity, but it is not a question of which 50% of the money is wasted, it is a question of why 80% of the money spent is not building brand equity and merely creating awarness?

Our research shows that 79% of consumers are willing to change the brands they buy or if they believe their actions contribute to making our world a better place, and over 67% would help a brand “promote” (by using Facebook or other social media) if a good cause were behind it and is credible. Also, 73% of consumers (under the age of 35) said it is their mission to contribute to a better society and environment.

Among all respondents, “helping others and contributing to their communities” was cited as the second-most important source of personal contentment, after “spending quality time with loved ones.” Over 54% respondents are not fully convinced that corporate social responsibility advertising is credible when they cannot associate that with real action. The power of PR is diminishing when the program is not designed to engage consumers. This study was part of our ongoing research to look at how social causes can help brands which are low involvement in nature to drive engagement.

One interesting take away point, 67% of consumers are comfortable with the idea that brands can support good causes and improve our societies and make money at the same time. When is Wall Street ready to factor in a second or third bottom line into their valuation of companies? It is time.

Social Technologies Are Changing Many Aspects Of The Future Of Enterprises. We Have Yet To Understand The Full Implications. But It Is Not Happening Fast.

I came across a recent article “Making Social Business Strategy Work” posted on AMA and I forgot who wrote it because I didn’t want to know. The title is bad enough but it managed to attract me to spend three minutes reading the article. The article was written by a ‘consultant’ obviously and advocating that formulating a sound social business strategy requires understanding the key factors driving current market opportunity which includes the following:

• The changing nature of work. We have shifted to an “always-on” culture, where definitions of where and how jobs get done have radically evolved. Time-shifting, hoteling, and telecommuting are increasingly accepted as life-style choices, not just cost-cutting tactics.
• A shift to cultures of public sharing. Social psychology tells us that humans harbor a fundamental need to connect. In more analog times, the public display of this inclination was a 6,000-card Rolodex on an executive’s desk. Maybe two. Today, professionals put their networks on display via LinkedIn.
• Evolution of personal technology. The Blackberry that most executives carry around in their pocket packs more computing power than many of the international business machines that helped them rise up through the corporate ranks. We are living in the midst of a perfect storm combining powerful hardware, fast networks, and robust applications, allowing productivity to skyrocket.

What is new here? Well the changing nature of work didn’t happen yesterday just in case the author didn’t realize. Since the days of Lotus Notes, VPN and laptops, people like me have been doing this for 20 years. The migration of Rolodex to Linkededin happened long time ago, did he just notice that? Let me check his total number of linkedin contacts and when he first joined Linkedin.

And the evolution of personal technologies ..ah Blackberry… it doesn’t do much other than allowing me to read word doc (barely), and I got my first Blackberry in 1999. I don’t think there are any drastic changes in the way I use my Blackberries (Yes, I am using two) – which are primarily used for reading and sending emails and making calls and sending a few texts. OK may be a few pics upload once in a while. What perfect storm?

If I was sitting in a boardroom and some dude showed up and asked me “What’s our Social Business Strategy?” I would probably kick him out of the room.

A business strategy is a business strategy, it is about scanning for shifts and looking deeper into needs of customers and signals for change. Then making the choice (and trade offs) of where and how to compete and then analyzing the capability and resource gaps to get to the future state. So we don’t need to call it ‘Social Business Strategy”. If we need to address any environmental shift, that's part of strategic planning. If we start doing this we will soon be asking whether we have “Business Strategy for Cloud Computing” or “Business Strategy for Social Change” or “iPad Business Strategy”.

Social technologies are slowly impacting organizations, on how people collaborate, share ideas and make decisions, but it is not a business strategy. And it is not about linkedin, Blackberries and Facebook.There are huge implications over the long term, but the article failed to illuminate the deeper implications.

The author talked about parsing signal from noise, articles like this is definitely all noise.

Adorno Refuses To Choose Between Music And Philosophy. Now Idea Couture Refuses To Choose Between Design And Business. We Wanted Both.

My dining room as well as other 6 rooms in the house are now turned into back office and soon we will move in the SAP servers. Between my work, hobby and personal projects my life is a mess and I really have no time to eat and sleep. The paper monster is taking over the house and the kitchen is the last defense…not for long.

On another note, I am very excited to recieve the advance copy of my magazine M/I/S/T which will be in newsstands in London, Germany, New York, Hong Kong, Tokyo, Sydney and every Barnes and Noble and Borders in a few weeks. I love the cover design and it stands out among other magazines. Why another magazine? I don’t know but I think it is just a good idea. What's next after a magazine? I have another idea.

I wanted to see a design-thinking magazine that talks about design and business as one. Design and business is part of our culture. Question for myself is if I have to ask Therodor Adorno what magazine should I publish, I think this is it. M/I/S/C is a about ideas, it is about culture, it is a magazine about business innovation and design thinking.

Every issue the content are organized around four key concepts: Movement / Intuition / Structure / Complexity (I jsut thought of the name one night while having ice-cream) The magazine original idea was originally devised as a straightforward collection of random thoughts around innovation, design thinking, business, culture and technology. It is for exploration of creativity, collaboration and co-created meanings that sits at the intersections between the culture of art, design, business, filtered by an unique editorial lens.

When it comes to media, I think I belong to the Frankfurt School. It has been more than 20 years since I last read the English translation of Dialektik der Aufklärung: Philosophische Fragmente (1947 Max Horkheimer and Theodor Adorno). The English title is called Dialectic of Enlightenment: Philosophical Fragments.

My favorite part of the book is what Horkheimer and Adorno called the culture industry. It was their contention that the culture industry was the result of an historical process that with an increase in technology (including mass communication technology or social media of today if you wish) there was an increase in the ability to produce commodities, which then enabled increased consumption of goods.

The consumption of mechanically reproduced cultural products—predominantly magazines and film—led to formulas of producing them for entertainment purposes, and it did not occur to consumers to question the idea that the entertainment presented to them had an ideological purpose or purposes. Consumers adapted their needs around these cultural products, and in doing so no longer knew of anything else that they might desire, or that there might be anything else they could desire. While we’re all part of the Facebook culture and occupied with media streams from everywhere, we don’t even notice that we are being manipulated (maybe there is a better word) and in fact even our lives are going through a commodization process.

According to Thomas Mann, Adorno refused to choose between music and philosophy throughout his entire life, believing that he was pursuing the same objective in two disparate fields. Sometimes I think about myself, I have been pursuing business and design my entire life and for a long time I kept them separate as two disparate fields. Now I realize it is one. Business is not just about the economies or making money, it is a great part of our culture, just look at Fast Company or better Monocle. Now business, design and technology are co-producing our culture and it is to be debated whether we’re destroying authenticity or promoting it. For Adorno, popular culture on film and radio did not bother to present itself as art. They were instead a business, and this in turn became an ideology “to legitimize the trash they intentionally produce”. Can we say the same for social media?

Apple Should Forget The Movie Studios. Go After The Banks Instead. I Want My iMoney.

This sign is up for our San Francisco office. The archtiects and the girls are working day and night to get this right and a lot of furniture are still in the Atlantic Ocean. Shipping furniture from Europe to US is always slow. Hey we need to get the righ stuff we need to wait.

Congrats to Nick Hughes (managing director of Signal Point Partners and LBS alum) for picking up the Social and Economic award at the Economist Innovation Awards a few weeks ago held at the Science Museum in London. Nick was recognized for his part in creating the M-Pesa venture in Kenya, a mobile money-transfer initiative – something that is long overdue in the world of banking unmet needs.

M-Pesa was first launched in 2005, allow people to transfer money, pay bills and save using a mobile phone, without NO bank account. Handset to handset money transfer, you would wonder why we don’t have it here. Now it is widely adoption in different parts of Africa with over 12 million users in Kenya alone. I see this is more than a technology innovation; it is a social innovation to facilitate economic development in the developing world.

Today, it still takes weeks to clear a check, transferring money is still a pain and fees are hefty. It is time for disruptive change. PayPay was great; never really get beyond the web. It should have been Twitter Wallet or Facebook Money that we are using now. Twitpay is one of those; the service has only 15,000 users to date. They are not the only one trying to attack the payment ecosystem, seeking out ways small and large to tear down the fortress the banks and credit card companies have built to defend their businesses.

PayPal is trying to harness the creative powers of the open Innovation to rethink payments. ClickandBuy's Facebook application allows Facebook users will be able to easily execute money transfers among each other and purchase Facebook apps quickly and conveniently. Another one called Square, a new company founded by Twitter cocreator Jack Dorsey, lets anyone accept physical credit card payments through a smartphone or computer by plugging in a free sugar-cube-sized device — no expensive card reader required. I don’t know why Google is not attacking this seriously, big markets and big money. I guess that’s the problem with bottom-up innovation and efforts are not aligned with opportunities.

And I'd rather using Apple i-Money and use i-Tunes to manage my banking. Steve, forget the movie studios..go for the banks!!!! I am looking forward to getting rid of my wallet…so I have more rooms for gadgets.

Off to San Francisco for IC Innovation Masterclass and BTW our street sign is up. Competitors alerted and we are in game. Magazine gone to the printer. New staff starting this week. Partnerships discussions with a few firms. Busy week and now looking forward to catch up with my couple of dozens of frineds in the Bay area.

There Is Texting For Business, Texting For Emergency, Texting For Health, Texting For Love And Texting For Seduction. We Have Yet To Understand The Effects Of Excessive Texting Impacting Our Communications And Realtionships.

San Francisco weather is perfect this week, yes unusual for late Sept. Exhasuted but a lot of things get done. Will be spending a lot of time here.

I realize I am texting more these days as it is faster and easier. Texting is one of our everyday activities, for the younger generation, it is the primary method to stay connect with friends. I have seen a couple texting each other even when they are in the in same house. And some text while they drive, eat and even in an intimate situation. Imagine that?

It is also becoming a common tool for business as customer services. Airline texts me update on flight status and that makes sense, as it is time sensitive. One significant strength of text messaging is its ability to remain unintrusive, particular we are in meetings or on conference calls.

A company called StartTalking is making texting easer by allowing you translate talk to text. You just talk to it, and have it send what you say as a text. Likewise, when someone sends you a message, it will read it out. Is that a good idea? Are we turning text into phone calls? The thing is free of charge and once installed on your Android phone (and available soon for the iPhone and BlackBerry), it works quietly in the background and listens for voice prompts in order to activate.

The two prompts that are coming in this first iteration of the product are "computer" and "operator," though in future versions you'll be able to program in whatever word you want. It's as simple as saying "operator: text message for (insert name of the name of the receiver)." It confirms you want to send a message to that person, and then you just begin speaking. When you're done talking, it runs that speech through conversion, and plays it back for you.  Works like a voice mail. But other than when I am driving, it is defeating the purpose of texting. People do it most in classes and meetings when they can't talk.

Texting is actually an interesting behavior that is affecting many aspect of our life. There is texting for customer service, texting for emergency, texting for socail causes, texting for security and testing for seduction. It is now ubiquitous in our society. Think about the future of seduction and flirting, texting will be a perfect medium. Just add location based capability and a people matching algorithm.

I can see a bestseller book titled “100 Proven Techniques - Texting to Attract And Seduce?” Think about it, all it takes is one single funny text to makes one laugh and remember you. There is a whole new set of techniques in how often, what style, what teaser, when and that becomes your brand. You can't over do it, too much texting is bad. It is sort of like direct marketing, and sometimes you need a call for action. What we are looking at here is to tantalize and tease her/him. Bring out your brand personality and always leave her/him wanting more. Texting is a great seduction tool if you know the right techniques.

It is easy to envision using texting to engage audience in entertainment, particularly terrestrial radio to interact with live programs, a new revenue stream too. Local politicians can use this to drive engagement with constituents since people can use it to send complains to their local councilors as most would not write a letter and make a phone call after the event.

Here is an innovative idea. You can build a business with this overnight. Starting a SMS–based training services. Whether it is for improving your general social skills, seduction skills, customer service skills, negotiation, self-improvement and even language skills etc. Or an SMS-based MBA? Anytime and anywhere. For $10 a month, you can learn new skills anywhere and anytime you want. And each session can be 5 min while you wait for your burger or 30 min while you wait for your flight to take off. I can come up with a list of 50 ideas to offer. May be this our next start-up incubation idea?

Interaction Design Has An Important Role To Play In Our Future, It Has The Power To Transform Cultures.

There is two articles on IC today, one on Inc. magazine and the other in Globe and Mail. We're getting some good press coverage and we need to continue to make our story heard. In the meantime, we continue onto my journey of building global capabilities. Interaction design (IxD) will be a core focus, and I don't mean just web or mobile interactions. IxD will be one of the most important strategic capability for companies to build meaningful engagement and sustainable differentiation as part of their enterprise level experience strategy.

How would interaction design change in the next 10 years? It is a relatively new area of practice, beyond traditional GUI design or web interface design. Interaction design go beyond just the clicks and links and is becoming an indispensable aspect business design, product design and service design. Interaction design is traditionally define as the study of devices with which a user can interact, in particular computer users or screen related. The practice typically centers on "embedding information technology into the ambient social complexities of the physical world. I think the word 'device' will eventually become irrelevant. I think IxD is about to take on a larger mission -- empowering communities and transforming cultures.

Here's my point of view, traditional industrial design focuses on a product’s form and function, but interaction design requires very different perspectives and approaches for increasingly complex business and design problems. Think media industry, it is transforming itself from a traditional broadcast medium to an interactive one and this change will accelerate faster and faster extending their ubiquity and interactivity to devices, objects and spaces. Rapid technological development is introducing new types of functionality, for example to sense, feel, control, monitor, connect, search, respond and transact for different types of applications.

I am talking about the circle of influence with interaction design. How does interaction design transforms culture; it begins when a small networks of people simply start sharing ideas, feelings, hopes and frustrations etc. and that is when culture emerges. Their behavioral patterns, mindsets, emotional responses as well as aesthetics, rules, norms, and values that are being shared influence culture and as a result produce certain artifacts.

These 'virtual artifacts', through people’s interacting with them, influence cultures and facilitate emergence of new culture. Interactions then become transformative social mechanisms whereby these ‘virtual artifacts’ are made accessible or shareable through networks of communities further facilitating more connecting and sensing, their creations are further linked to specific interactional, locational, cultural and economic context.

The ‘virtuality of our everyday life’ as a result of the interactions powers up new creation and distribution of culture never before in the modern history of mankind. This is where the real disruption is for marketers and media producers. It is hard to distinguish one’s role at the complex juncture of creation/production and consumption in our everyday activities. Interactions of our everyday life take on new meanings. Interaction designer have bigger jobs to do.

My favorite French philosopher Jean Baudrillard (1929-2007) gave us the tools to understand the media society and counteract the total assimilation into capitalist overproduction. Truls Lie finds a previously unpublished interview he made when Baudrillard visited Oslo in 2000. "Disappearing", says Baudrillard, "should be an art form, a seductive way of leaving the world. I believe that part of disappearing is to disappear before you run dry...." An idea for all interaction designers, make sure you include a 'disappear' function in all your designs.

What Do You Know About The New 3G? Girls, Gaming and Gender. Look Out For The Sony PSG (Playstation For Girls)

Gaming is mainstreaming these days with average gamers over the age of 34 years old that has been playing games for 12 years. The average age of the most frequent game purchaser is 40 years old. Surprised? And many are women.

Social gaming is become a global phenomenon, last year was a breakout year for virtual goods in the US which had been only an Asian thing. The virtual goods industry in Asia generates about $7B a year in revenue, seven times the US, this means major valuation differences between Asia and US with China's nine largest public online game companies valued in the $50B range compared to the top four US companies that are valued in the $22B range. Expect to see continuous growth and new competitors, Apple will eventually join the party, may be 2013.

Many still think gaming is a boy’s things and I think this is worth challenging. Historically speaking, probably yes. Women and video gaming doesn't sound like a fit. In Simone de Beauvoir’s pioneering work (1949) on women, The Second Sex, created impressions of girls at play with their dolls. After the French Revolution then came the eloquent denunciation of housework. Then in the 60s, women in the US pushed liberal feminism that the pre-1914 period never done before. If you looked at the advertising between 1950s and 11960s you will know what I mean. Femininity has come a long way.

There are still a lot of mystique on femininity, these mystique transformed doing housework, bearing children and shopping into almost a religion, a lifestyle many women accept or reject. Consumer ideology continued to reinforce this mystique. Do women like this whole package or it is the ideal lifestyle projected onto them by advertisers and marketers? Did marketers and male media executive try too hard to fool women into paying for a femininity they did not need at all. Or was it a good thing after all? I don't want to get into this debate. But I do have a POV.

No question men like video games. Or there are simply not enough titles that are designed for women? I think women equally like video games. Columbia College Chicago hosted high school girls in a summit focused on gaming and gender equity. What they did was bringing together female game designers and academics to look at the female voice in the digital gaming industry. It is called the 3G Summit, like the name? The Future of Girls, Gaming, and Gender.

It was a four-day event that engaged young women from Chicago-area high schools in a series of discussions about young women’s place in the gaming culture. Video game is rapidly evolving and now delivered over smart phones, iPad and social network sites as part of social connectivity, consumer engagement, and cultural expression.

I think the women’s gaming market is largely untapped. Many games are beginning to look like interactive movies. Where is the equivalent of “Titanic” for video games? I can’t think of any video games that are built around romance. May be the 2008's Prince of Persia, but there's no player involvement, you simply follow the story along and the attempt at non-linearity makes the development of the relationship muddled and mostly nonexistent. I can’t think of a RFG that has a strong romance and sex theme. Here is a screenshot from a sex scene in the God of War.

Sex (not romance) is now part of many popular games, gone are the days when Mario and Luigi were jumping around looking for magic mushrooms. Some video games allow the player character to have sex or romantic relationships with NPCs, wonder how the logics were built behind those romantic relationships. I guess it comes down to enough talking and pick up some good weapons; they will start to like you. I am looking forward to see the first person romantic video game designed by women for women… the PS3 free online feature will proof to be very useful, the age of video gaming romance is here.

50% Of All Market Research Spend Is Wasted; But It Is Not Difficult To Know Which Half.

Over the years I have seen a lot of companies producing tons of useless market research mostly telling them things they already know or useless data collected using the wrong methodologies or not properly interpreted. In most cases they commissioned the research, simply because they had allocated the budget for it, so they do it on a yearly basis. I guess the research vendor simply take out last year proposal and updated it slightly. So data collection and interpretation are on autopilot.I think we should tax these market research companies for wasting too many papers, they need to buy some carbon offsets.

And in some cases they did not even know why they were doing the research in the first place, and in other cases, management could have saved the company a lot of money and get better output by just spending a few days talking and listening to the feedback from the front-line people or customers.

Market research can be an extremely valuable tool when properly designed and with a very specific goal in mind to support a strategic initiative. The important questions to ask yourself before undertaking any research are:

• What do I want to know? Can talking to customers directly give us the answers or we need alternative way to get those data?
• Why do I need this information? Are we exploring new unknowns or validating some strategic decisions? Can the results link to a direct decision or help us to enrich our insights and make educated decisions?
• Do I want a research vendor that has been doing this for 10 years with all our competitors and carry the same inertia and legacies as we do? Or we need someone with fresh perspectives and creative methods to help us to reframe the problems?

I remember an old saying that "50% of advertising is wasted, except we don’t know which half." It is probably fair to say 50% of all research effort is a total waste, the thing that is different this time is it is not difficult to know which half. Here’s an example. Some Harvard and Northeastern universities researchers wanted to know or ascertain just how happy Americans are. Because they needed to place their fingers upon every wrist of American in order to get a sense of that, they creatively turned to Twitter.

The researchers analyzed 300 million tweets to determine just when and where people are happiest and saddest in the US. And the result...very unsurprisingly .... that the highly civilized, caring, relaxed, open-minded, and more delectable West Coast is "significantly happier" than the miserable folks in the east.

OK that’s nothing new here, people living in the west are always happier. People who love ice-cream are happier. Those creative spirits and geeks living our west that are constantly thinking about bettering-the-world, and never have to worry about the ‘hows’, at the same time some of the world’s smartest engineers are working on some disruptive apps, but have no idea of how it will make money. If we don’t need to worry about execution, we will all be a little happier too.

Let Me Propose To Limit The 'Intenet Kill Switch' To Just Facebook And Twitter.

For me, the Internet is more important than the phone, television and even electricity in some cases. When the Internet is down, we can't work and suddenly we're disconnected from our world. It has become so important for many of of us these days. I can't imagine if the Internet is down for more than a few hours. 

A US Senate Bill is proposing that if there is a "cybersecurity emergency" the President should be able to "seize control of, or simply shut down, portions of the Internet," with broadband providers and search engines required to comply. It is called the 'Internet Kill Switch'. The US President could be awarded absolute power to control the Internet in the case of a nation-wide emergency. I wonder if he will be too busy for that in such a situation.

This bill is so ridiculous. This is not the same as shutting the down US air traffic during a terrorist attach, this can inflict an enormous damage on the entire world and this should not be in the hands of one country. All our systems (banks, hospitals, transportation) and societies will simply be shut down. The proposed switch is effectively a switch to shut down the world. I suggest just give the government a kill switch for just Facebook and Twitter as terrorists hate our social networks because they don't have access from the caves.